The CVS OTC Aetna program simplifies healthcare for Aetna members. It lets you buy over-the-counter health products with an allowance. This benefit saves money and promotes wellness.
Many Aetna Medicare Advantage plans include this perk. You can purchase items like vitamins and pain relievers without a prescription. It’s designed to make staying healthy easier.
This article explains how the CVS OTC Aetna program works. You’ll learn about eligibility, covered products, and how to shop. Let’s dive into this practical health benefit.
What Is the CVS OTC Aetna Program?
The CVS OTC Aetna program is a health benefit for Aetna members. It provides a quarterly allowance to buy over-the-counter (OTC) products. These include essentials like cold remedies and bandages.
This program is mainly for Aetna Medicare Advantage plan members. Some employer-sponsored plans may also offer it. It’s a convenient way to cover daily health needs.
You don’t need a prescription for eligible items. The program partners with CVS, a trusted pharmacy with stores nationwide. This makes accessing your benefits simple.
Who Can Use the CVS OTC Aetna Benefit?
Not all Aetna members have access to the CVS OTC Aetna benefit. It’s primarily for those enrolled in Aetna Medicare Advantage plans. Some employer plans may include it too.
To confirm eligibility, check your plan’s Summary of Benefits. You can also log into your Aetna member portal. Contact Aetna customer service if you’re unsure.
Your plan details will show your OTC allowance amount. This varies by plan, so reviewing your documents is key. Knowing your eligibility helps you plan purchases.
What Products Are Covered?
The CVS OTC Aetna program covers a wide range of health products. These are chosen to support everyday wellness. You can buy items without visiting a doctor.
Common covered products include:
- Pain relievers like ibuprofen or acetaminophen
- Cold and allergy medicines
- Vitamins and dietary supplements
- First-aid supplies like bandages and antiseptics
Some plans may cover toothpaste or sunscreen. Always check the CVS OTC catalog for a full list. This ensures you pick eligible items.
How to Use Your CVS OTC Aetna Benefit
Using the CVS OTC Aetna benefit is straightforward. You can shop in-store at CVS pharmacies or online. Your allowance is typically provided quarterly.
Start by checking your balance on the Aetna member portal. Browse the CVS OTC catalog to find approved products. Then, use your Aetna OTC card or account number at checkout.
Keep track of your spending to avoid overspending. Receipts help you monitor your allowance usage. This keeps your budget in check.
Shopping Options for CVS OTC Aetna
You have multiple ways to shop with the CVS OTC Aetna program. Each option offers flexibility and convenience. Choose what works best for you.
In-Store Shopping
Visit any standalone CVS pharmacy to use your benefit. Present your Aetna member ID card at checkout. This applies to stores in 47 states and Washington, D.C.
Not all CVS locations inside other stores, like Target, participate. Check the CVS OTC Aetna website for a list of eligible stores. This ensures a smooth shopping experience.
Online Shopping
The CVS OTC Health Solutions website is user-friendly. Log in with your Aetna member ID to browse products. Your items are delivered to your home for free.
Online shopping is ideal for convenience. You can compare prices and check eligibility easily. It’s a great option if you prefer not to visit a store.
Phone Orders
Call 1-844-428-8147 to place an order by phone. Representatives are available 8 AM to 8 PM, seven days a week, except federal holidays. An automated system is available 24/7.
Provide your member ID and date of birth to order. Products are mailed to you at no extra cost. This is helpful if you prefer speaking to someone.
Benefits of the CVS OTC Aetna Program
The CVS OTC Aetna program makes healthcare more accessible. It saves money on everyday health products. You don’t need a prescription, which saves time.
This benefit encourages proactive health management. Buying vitamins or cold remedies helps you stay on top of minor issues. It’s a practical way to support wellness.
CVS’s vast network of stores adds convenience. The online platform and home delivery make shopping easy. This program simplifies managing your health.
Comparing CVS OTC Aetna to Other Plans
Many Medicare Advantage plans offer OTC benefits. The CVS OTC Aetna program stands out for its convenience. CVS’s widespread stores make it easy to shop.
Other plans may partner with retailers like Walmart or Walgreens. These programs work similarly but may differ in product selection. Allowance amounts also vary by plan.
Here’s a quick comparison of OTC programs:
| Feature | CVS OTC Aetna | Other Plans |
|---|---|---|
| Retailer | CVS Pharmacy | Walmart, Walgreens, or others |
| Shopping Options | In-store, online, phone | Varies by plan |
| Delivery | Free home delivery | Varies by plan |
| Product Range | 1,200+ products, including groceries | Varies, often fewer grocery items |
Always review your plan to compare specifics. This helps you choose the best option for your needs.
Tips to Maximize Your CVS OTC Aetna Benefit
Plan your purchases to get the most from your CVS OTC Aetna benefit. Reviewing the catalog regularly helps you find new eligible items. This keeps your options fresh.
Shop online for convenience and to compare prices. Tracking your balance prevents overspending. Unused allowances typically don’t carry over, so use them each quarter.
Consider stocking up on essentials like vitamins or first-aid supplies. This ensures you’re prepared for minor health needs. Smart planning saves time and money.
Common Mistakes to Avoid
One common mistake is buying non-eligible items. Always check the CVS OTC catalog before shopping. This avoids issues at checkout.
Don’t overspend your quarterly allowance. Monitor your balance through the Aetna portal. Keep receipts to track your purchases.
Forgetting to use your benefit is another error. Unused allowances often expire each quarter. Set reminders to shop regularly.
Why CVS and Aetna Partner
CVS and Aetna are part of the CVS Health family. This partnership combines Aetna’s insurance expertise with CVS’s retail network. It creates a seamless health benefit experience.
CVS has over 7,500 stores, making it easy to access your benefits. Their OTC Health Solutions platform ensures quality products. This collaboration simplifies healthcare for members.
The partnership also offers reliable delivery and customer support. You get safe, effective products from trusted brands. It’s a win-win for Aetna members.
Recent Updates to CVS OTC Aetna for 2025
In 2025, Aetna introduced the Aetna Medicare Extra Benefits Card. This combines previous cards for a simpler experience. It covers OTC products and other eligible expenses.
Members can now use the card at over 70,000 retail locations. This includes all standalone CVS pharmacies. The expanded network adds flexibility.
Some plans now offer OTC kits mailed to your home. These curated kits support your health needs. Check your plan for availability.
Summary
The CVS OTC Aetna program is a valuable benefit for Aetna members. It provides a quarterly allowance to buy over-the-counter health products. You can shop in-store, online, or by phone at CVS.
Eligible items include pain relievers, vitamins, and first-aid supplies. The program promotes wellness without needing prescriptions. CVS’s vast network and user-friendly platform make it convenient.
To maximize your benefit, check your eligibility and plan purchases. Avoid common mistakes like buying non-eligible items. The CVS OTC Aetna program simplifies staying healthy.
FAQ
What is the CVS OTC Aetna program?
The CVS OTC Aetna program gives Aetna members a quarterly allowance. You can buy over-the-counter health products like vitamins and pain relievers. It’s mainly for Medicare Advantage plan members.
How do I check if I’m eligible?
Check your plan’s Summary of Benefits or Aetna member portal. Contact Aetna customer service at 1-844-428-8147 for confirmation. Eligibility depends on your specific plan.
Can I shop online with my OTC benefit?
Yes, you can shop on the CVS OTC Health Solutions website. Log in with your Aetna member ID. Eligible products are delivered to your home for free.
What happens if I don’t use my allowance?
Unused allowances typically don’t carry over to the next quarter. Check your plan for specifics. Set reminders to use your benefit before it expires.
Can I use my benefit at any CVS store?
You can shop at standalone CVS pharmacies, not those inside other stores like Target. Check the CVS OTC Aetna website for participating locations. Always use your Aetna member ID card.